This is archived information!
Search current Handbook for current unit information.
Credit and Lending Decisions - AFCP856
This unit provides a framework for robust credit and lending decisions by banks. Credit scoring techniques are explained for evaluating consumer loans and loans to the SME (small medium enterprise) sector. We examine the range of methods used for financing and how they can be used most effectively (eg, trade, equipment, inventory and project finance; bill facilities, private placement; syndicated lending). The process of putting together a funding proposal for a corporate customer is analysed, including documentation and taking security. The unit introduces some of the challenges of handling problem loans, from restructuring to provisioning. Finally we highlight governance of credit processes in the context of a large financial institution.
| Credit Points: | 2 |
| When Offered: | AFC Jan CBD - Applied Finance Centre, City Campus, November 2013 to June 2014 AFC Jul CBD - Applied Finance Centre, City Campus, May to November |
| Staff Contact(s): | Dr Elizabeth Sheedy |
| Prerequisites: |
(Admission to MAppFin or PGCertAppFin) and ECFS868
|
| Corequisites: | |
| NCCW(s): | |
| Unit Designation(s): | |
| Assessed As: | Graded |
| Offered By: | Department of Applied Finance and Actuarial Studies Faculty of Business and Economics |
Timetable Information
For unit timetable information and session dates for external offerings please visit the Timetables@Macquarie Website.